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Jamie Delargy
Business
There's been a flurry of reports about the Presbyterian Mutual over the past few months.

Most of them have been negative.

Even the announcement by the Department of Enterprise Minister of a three point rescue plan detail is not really encouraging.

Revealed without much detail, it sounds more like a wish list than anything else.

The effort to encourage a financial institution to take over the stricken mutual will be continued. But there's no obvious progress on that score. Quite the opposite in fact.

The Ulster Bank has let it be known that it is not looking at the assets of the PMS. Since it was the widely rumoured front runner to assume control of the organisation, its position is dispiriting for the ten thousand members of the society.

The second preference is for some home grown solution but such a proposal has always been an option and represents little in the way of new thinking.

The last resort is a hardship fund but it would only help out those most in distress and does not provide for a lasting settlement of the £300m problem that is the PMS.

The barney between Arlene Foster and the Treasury Select Committee while interesting does not really further the case of those with money in the society. If the Department of Enterprise had accepted it was at fault in its handling of the society the chances of getting some compensation from Stormont would have been greatly improved but it doesn't.

Then there was the court ruling which confirmed the lenders to the PMS had precedence over the shareholders. That severely constrains the ability of the administrator to help those most in distress.

The saga goes on but it doesn't get any more optimistic for the savers.

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At 15:21 on 22 February 2010, Norman wrote:
Perhaps we should not dare to question our "local" politicians and journalist pundits, but many of us have been saying for a long time that, whilst unfortunate, PMS losses are NOT a matter for the general taxpayer - Mrs Foster and other NI Executive Ministers can discuss allocating funds from their departmental budgets to pay for these private club losses, if they so wish. This is called devolution, and they said they were keen for NI to run its own affairs, so they should be sufficiently mature to know that this mean that Northern Ireland starts to pay for its own decisions. As a result, our MLAs may eventually become responsible politicians.
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